IMO, I really don't believe that it is just for the money. Sure it is their job and the money is good, but I don't think they would still be around if it was because of $$. I think they make music and tour for their own enjoyment and their love for the art. Anyways, they could have stopped touring and making records a long time ago and still have a lot of money to last them and their families. Jon would do his acting, Tico his paintings, Dave his musicals, and Richie his solo or whatnot to keep the money rolling in.
I think they have just lost their inspiration, whatever that maybe. They need something to heighten and move their creative juices. I think they will get it back someday. Hopefully on the next album.
I also think the pressures of the record company has something to do with it. They are being forced to put this or that out by a certain time. The record company also has a say in what format the releases will be and what singles to put out. The record company is the boss and the band works and makes money for them, which I find very sad.
I think it will all work out in the end though, and the band will get their edge back.

Some of you scare me. Being fans, I think you should have a little more faith in the band. Maybe you should re-think how you value the band and their music and the reasons why they do what they do. If you say they are just doing it for the money and have no or little faith in them, then you are losing out on something that comes with being a fan. And why worry so much? It is not over until you loose hope and make it to be over. If that makes any sense.