Dave has overtaken Richie as Bon Jovi's second-richest member because of his theatrical successes, which he funded with investors instead of his own money. And as Jon has taught us, there's a difference between what you're worth and how much actual cash you actually have: his National Football League team ownership dreams fell through because he would have had to convert every cent of his net worth into cash (by selling off all his assets AND paying off all his debts) just to come up with his share of the franchise fee.

Two more examples from the hiphop side: Bobby Shmurda, now serving out a seven-year plea deal, was offered bail, but he couldn't come up with enough cash that he could account for legally -- not even enough to post ten percent of it in a bond. And Nicki Minaj, allegedly worth $75 million, had to put up two houses she'd purchased for her family as collateral for her brother's $100K bail: she didn't have that much with nothing better to do than gather interest in a bank account?

And speaking of hiphop, there's been some hype lately about Jay-Z becoming its first billionaire, because that's what the "ownership stakes" in his business ventures are "valued" at. I say that you're not a millionaire or billionaire unless that's your minimum bank balance -- MINUS any debts!