OK I’m forgetful... after hunting, I realized the talk was during the acoustic charity show the band did on 6/23/00.
The sort of transcribed version:
The names are real. Based on a true story. There were four guys, Jon, Danny, Bobby & Steve. Steve didn't make the song. The best way to get out of town was to join the navy, but Jon knew that wasn't for him. Danny, Bobby, & Steve joined the navy. Bobby made the mistake of leaving a girlfriend behind & trusting Jon to take care of her. Jon tried to keep his distance because he figured Bobby would come back and stuff Jon's guitar down Jon's throat, if Jon went near her. But, hey, Bobby never came back. So Jon figured he waited long enough. He told her he had no money, no where to live, & that he couldn't keep a band together because no one wanted to play original songs when they could make $50/night playing cover songs. She fell for it, and 11 years later...Steve left the navy, got married had kids. Danny went to Florida, lost all his hair, but he is still in good spirits. And Bobby's an uptown lawyer...