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Originally Posted by VanJovi
Thanks everyone for all the replies, really appreciate them! I have two more questions  ...sorry...how long does it take to use the account once you open/sign up for it? and can you close/cancel it if you don't use that much?...Many many thanks!!! 
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That depends. When you open an account at paypal you will receive a 4 digit code on your credit card receipt. So if you just received it, you have to wait before the new one comes. If you have that 4 digit code you can go to paypal and verify your account.
As far as I know you can close the account if you would like that.