there honestly isn't one. i couldn'y quote you comparable interest rates etc because i honestly haven't got enough info. on other bank's products. they do a different drive every year for students and this happens to be this year's.

plus, as part of your account, you get 2 for 1 in loads of clubs, 25% concert tickets, money off CDs etc. i know i'm bound to be biased but i got mine last year and have found it excellent.