I forgot to mention.

A guy i went to college with who had his own class was a massive deterrent to me moving out until I was financially secure.

I swear that you couldn't wipe the smile off of his face when loan installment time came round and you know why? as he used to put it " I'm eatign warm dinners for the next 3 weeks" and that was pretty much it. 3 weeks of proper food then a coupla months of crap till the next loan rolled around.

I'm not joking. he used to get excited about going to asda when his loan had cleared in the bank