I totally agree. You have to make a living too. Your neighbor is really taking advantage of you and making you feel guilty about trying to make a living yourself.

It is a shame she has to pull the kids into this though.

Like Jim said, kids are expensive and you have to think about the expenses ahead of time. I am paying $900 a month for childcare for 1 child - I have no patience when people are trying to take advantage of a nice neighbor to try to save the money.

Don't feel bad.